Top Tips on Mortgages in City of Melissa, Texas


At Prodigy Lending Home Loans, we offer multiple home loans at low rates which are determined by the market forces. We have been in the lending scene in Plano for the past 17 years, which has enabled us to fine-tune our services and the quality of the home loans that we offer. This has paid off as we have risen through the ranks to become the leading private mortgage and home loan lender in the country. In addition, we have been awarded the top workplace award in the country for the last eight years. Once you choose to walk with us as your home loan lender, we take our time to listen to what your needs are as we strive to establish a long term relationship with you. Contact us today so that we can help you choose the right home loan. 

Conventional Home Loan 

Do you need a home loan that has flexible terms from which you can choose? Then our conventional home loan is the ideal home loan for you. We offer the home loan at flexible terms of 30, 20, 15, and 10-year mortgage which allows you to choose the package that favors you. In addition, our conventional loan charges reduced private mortgage insurance and attract low-interest rates, thus putting a smile on your financial health. 

FHA Home Loan 

Another home loan that we have specialized in is the Federal Housing Administration loan. Our FHA loan stands out in that it attracts a low down payment of 3.5% thus looking after your financial health. In addition, the home loan attracts attractive interest rates and has lenient guidelines that make it easy to qualify. in the same breath, our FHA loan provides for rehab loans just in case your new home needs some improvements. 

VA Home Loan 

In case you are a veteran, then our VA home loan is the ideal loan that you should apply for. This is because it provides 100% financing and charges low closing costs and interest rates. In addition, the home loan does not charge any mortgage insurance costs and has one of the best interest rates in the market. In the same breathe; qualifying for our VA home loan is a walk in the park if its lenient guidelines are anything to go by. 

USDA Home Loan 

Are you a low-income earner who has been trying to find an affordable home loan? Then the USDA loan is what you have been looking for. This is because the home loan offers 100% financing while charging low mortgage insurance costs as well as interest rates. In addition, we do not demand any down payment for our USDA loan which goes a long way in helping you to save. 

Feel free to contact us today for more home loan information!